As a commercial owner, you are very aware of the concept of risk. Sometimes we decide not to consider risk or believe that risks can’t be managed and so we close our eyes and hope nothing happens. We have seen some commercial owners believe that since their business is profitable, generating profit every quarter, they can take care of the mayhem when or if it happens. However, they forget one key element: if the business is not operating – there is no profit to cover for disasters. While some risks are more visible than others it is always a good practice to plan ahead and try to reduce all known risks. The best way to do so is through business insurance.



H. Garcia Insurance Agency offers a variety of commercial insurance policies including property, general liability, worker’s compensation, business auto, umbrella liability and professional liability, to meet your needs. Whether you are looking to insure a little or a lot, we can help you find the right coverage at the right price. We offer business insurance to all size businesses — from the smallest to the largest. H. Garcia Insurance Agency distinctively builds commercial insurance policies and coverage for your industry. Below you can find just a few of the types of business insurance we offer.

  •     Property
  •     General Liability
  •     Worker’s Compensation
  •     Automobile
  •     Umbrella Liability
  •     Professional Liability

Contact us to discuss your particular needs, as we are sure to be able to find the best services for your industry, business and environment. Our focus is to give you the best, as our work is always guided by our main core value: Customer Service is our highest priority!